Frequently Asked Questions – Haryana Affordable Housing Projects
Please note that all Questions listed here are only meant for Affordable Housing Projects which fall under Haryana Affordable Housing Policy 2013 by DTCP.
FAQs on Affordable Housing Projects Eligibility
Q. Who is Eligible?
- All Income Groups
- First Preference to one who has not been allotted any flat / plot in any HUDA developed colony / sector or any licensed colony in any of the Urban Areas in Haryana, UT of Chandigarh and NCT Delhi.
- An applicant can make only one application
Q. Are NRIs (Non Resident Indian) & PIO (People of Indian Origin) eligible to apply for Haryana Affordable Housing projects?
Yes, NRIs & PIO are eligible to apply in such projects.
Q. Will any successful applicant in any affordable housing project be eligible for future projects by HUDA or DTCP, Govt of Haryana?
The eligibility for any future project will depend on the prevailing policies of the government at that time.
Q. If an applicant surrenders his unit, will he be eligible to apply for other affordable projects?
No, the applicant will not be allowed as he had been already allotted the property by the government but he chose to surrender it. The preference will be given to other applicants.
FAQs on Affordable Housing Project Application
Q. If an applicant has lost his acknowledgement, will he be issued a duplicate copy?
No, he won’t be issued a duplicate copy, though he can request the developer to share his application number.
Q. Can an applicant submit 2 applications in the same project under same name?
No, an applicant can only submit one application in one project. Though he is entitled to apply in as many projects he wishes to.
Q. Is it possible to withdraw application before the draw?
No, the applicant can not be withdraw his application before the draw.
FAQs on Draw of Apartments
Q. What is date of draw of XXX project?
The date of draw is not pre-decided. Usually, it takes place after 3 months from the last date of application to the project.
Q. Does the applicant need to carry his acknowledgement at the venue of Draw?
Yes, the applicant needs to carry his copy of acknowledgement to the venue as it is the official receipt of application.
Q. What is the level of transparency of Draw?
The Draw is completely transparent as it is conducted openly in presence of all applicants and certain high ranking state govt officials. The applicant can also take part in the entire process of draw. The entire event is video-graphed for transparency.
Q. Will the draw be conducted collectively for all categories or separate for each category of apartment?
The draw will be separate for each category. The categories can’t be merged at the time of draw.
Q. If the draw does not take place in stipulated 90 days from last date of application, are the applicants eligible for any interest?
Yes, the applicant is eligible for 10% interest on his booking amount for the duration exceeding 90 days.
Q. How will the applicant come to know the result of the draw if he is unable to attend the event?
The result of the draw will be published in the same newspapers in which the project was advertised for applications. The successful allottees will be informed personally by the developer via email and postal letters. Moreover, the result will also be declared on the project website as well as on Dharohar
Q. In case of success in two draws, will the applicant be given a choice to retain both the flats?
No, The applicant has to choose any one apartment and surrender the other.
Q. How many applicants will be in the waiting list?
The developer will maintain a waiting list of 25% of the applicants for 4 years. If a wait-listed applicant wishes to withdraw from the list, he can withdraw and his booking amount will be refunded.
FAQs on Project Finance
Q. Is there any finance facility available for Affordable Housing projects?
Yes, Finance facility is being provided by all Nationalized banks as well as NBFCs. In certain projects, even the booking amount is being financed. Do check with Team Dharohar Realty for details regarding specific projects.
Q. How will a non-working woman make payment or apply for loan if she is successful in draw?
The payment can be transferred from husband’s account and the husband can apply for Home Loan and can be made co-applicant for the property.
FAQs on Payments and Refunds
Q. What are the different modes of payment which are to be made against the property to the developer?
The payment can be made by Cheque/Demand Draft/Banker’s Cheque/NEFT/RTGS. Cash payment is not accepted by the developer.
Q. What is the time frame given to deposit the next instalment of 20% for a successful allottee?
A period of 15 days from the date of allotment is given to the allotte to make the next payment.
Q. If the developer does not refund the booking amount after the draw is over, who should the customer approach?
The DTCP is the nodal authority and the customer can approach DTCP for all concerns regarding affordable housing projects.
Q. How will the developer refund the booking amount of the applicants who are unsuccessful in draw?
The unsuccessful applicants get the booking amount through cheque which is either delivered to their correspondence address via registered post or can be collected from the developer office after furnishing all valid documents.
Q. If a successful allottee fails to make payments in stipulated time, will he be given a grace period?
Depending on the developer, a grace period can be given. If the applicant still fails to make the payment, his allotment stands cancelled.
FAQs on Project Delivery
Q. What is the assurance that the developer will deliver the project in stipulated 4 years of time frame?
5% of the security deposit out of 15% will be released by the govt only after developer gets occupation certificate, remaining 10% will be released only after 5 years from possession as the developer has to maintain the project for 5 years. Any delay by the developer will eventually result in his financial loss as the margins are wafer thin on such projects.
Q. If the developer does not deliver the project in 4 years, what action will the Government take on behalf of Customers?
The developer stands to lose his security deposit of 15% of the project and cancellation of his license. Also, he gets blacklisted for future.
FAQs on Facilities, Construction and Maintenance
Q. Who will take care of maintenance after 5 years?
An RWA will be formed after 5 years and it will take care of entire maintenance of the project.
Q. Will Power Back up be provided?
No, there is no provision of Power Back up in affordable housing projects.
Q. Is there any provision of car parking in Affordable Housing projects?
Though it is mandatory for the developer to provide ONE free two-wheeler parking with each unit, the peripheral or open area in the project can be used for car parking. The said area cant be sold or leased to any occupant. It is free and open to all.
Q. What will be the quality of construction in such affordable housing projects?
The entire construction of the project will be monitored by DTCP and the developer is mandated to use predefined materials which are approved by the government. Therefore, the quality of construction will be superior.
Other Common Questions
Q. When can a successful allottee sell his apartment?
A person who has been allotted a flat under affordable housing policy can sell his flat only after 5 years from the date of his allotment, else there is a penalty of 200% of flat cost on the seller and his allotment will be cancelled.
Q. Can an applicant withdraw after 2 or 3 years of allotment?
Yes, the applicant can withdraw from the project. Only Rs 25000/- will be deducted from the amount he has paid to the developer and the rest will be refunded and the said apartment will be offered to the wait listed applicants.
Q. When will the construction of the project commence?
The construction will start after getting all statutory clearances from various departments.
Q. Is HUDA (Haryana Urban Development Authority) authorized body for Affordable Housing projects?
No, All affordable housing projects fall under the privy of Department of Town & Country Planning (DTCP), Govt of Haryana. HUDA is a govt agency which falls under DTCP.
Q. How are Affordable housing apartments different from EWS flats which are also allotted by the govt?
- EWS flats are below 300 Sq.Ft. area and are meant for Lower income group people, whereas Affordable apartments have carpet area between 350 – 750 Sq.Ft.
- EWS apartments are located on fringe areas of the city whereas affordable housing projects are coming up across good locations.
- EWS apartments are basic apartments with no facilities whereas Affordable housing projects have common facilities like 50% Green Area, Community Hall, Creche, Swimming Pool, Sports facilities.
- EWS apartments are Low Rise whereas Affordable housing projects are High Rise apartments with elevators.